National Insurance Scam
It’s been a while since the last ‘scam’ post, but the fraudsters are still active!
One current scam is a National Insurance one, which Action Fraud says has been reported to them over 1,000 times, making it the most reported phone scam of this year so far (We had one of these phone calls this morning.) The same scam is now being sent out by email. Both phone and email use the same tactics.
They tell you that your National Insurance number has been used to fraudulently claim benefit, and ask for some personal details. They may tell you this is so you can be issued with a new NI number, or for ‘verification’, and sometimes that you’ll be liable to repay the amount claimed if you don’t give them the details they need.
Hang up the phone or ignore any links in the email and delete it.
An issue that only affects WhatsApp users is a recent change to their default security settings. It was explained in their updated conditions of use, and I expect most of us just clicked accept without reading the whole document. The new default setting for WhatsApp is that everyone can find you and see your details – this includes businesses as well as individuals. If you wish to restrict who can see you:
- Click Settings in WhatsApp
- Click Account
- Click Privacy This takes you to a list: Last Seen, Profile Photo etc.
- Against each item on the list you’ll see one out of these three settings: Everybody/My Contacts/Nobody
- Click the little arrow to the right of the setting and choose which of the three levels of privacy you prefer.
Remember that WhatsApp only recognises mobile numbers in international format e.g +44 7974 1****6, so you may need to change some of the numbers in your contacts to include the appropriate international code.